Lloyds TSB is offshoring another 105 jobs to India as it looks at consolidating its back-office processing operations across the U.K.

The banking group said that it was closing a word-processing operation, which employs 15 staff. However, under the terms of an agreement with the unions, the bank has promised to offer another job to anyone whose role is offshored.

The other 90 jobs will come from a service center in Andover, although the bank said that work from other parts of the group would be transferred there instead. So no jobs are expected to be lost.

At the same time the bank said that it was consolidating a number of smaller processing sites to increase efficiencies. Three will be closed while two others will be reduced in size, with the plans putting 566 jobs under threat.